I know what you mean about the money. I'm in the boat with you there. Check out vistaprint.com Great prices, awesome templates, can even load your own images. Click to it through couponcabin.com and you get better prices. I got 500 cards for $30 and I think they look pretty good (can take a look here http://www.voice-overs.com/forum/gen...nyone-lol.html
As far as updating the site there are tons of free software and templates out there. Just put some finger muscle into it and to the Google-mobile. lol
I read over your stuff, but what is your set up?