Hey Bry,
I jumped on this quite a while ago. The only drawback has been that untill recently the free account has been limited to using the built in design tools. They have just started giving the free accounts the ability to use 3rd party tools to create and upload pages.
My current page
www.ronphillipsvo.com uses the generic tools and it does look generic. I haven't done a lot of work on it since I don't have an actual demo yet but you can see the basic generic shell. The great thing is that it is free but there are no ads on the public facing pages.
I am starting to create a new site offline using MS Expression Web (FrontPage replacement). Once that is finished I should be able to upload it like the other pay hosts allow.